Students get Notch free for 3 months.
Learn how money really works while you're starting out: budgets, credit, loans and investing, explained in plain English and using your own numbers. Sign up with your school email, no card needed.
Free, for every college student.
- Notch Lite: everyday money, investing and AI
- No credit card to start
- Lessons, guides and calculators
- Your partner included, free
The best time to learn money is before the stakes get high.
Gen Z answered just 38% of personal finance questions correctly in the 2025 TIAA Institute–GFLEC Personal Finance Index, the lowest of any generation. Student loans, a first credit card and a first paycheck all arrive at once. We'd rather you learn it with Notch than the hard way.
Three steps, no card.
Sign up with your .edu email
No invite needed: a school email gets you in, even while Notch is invite-only.
Click the link we email you
It confirms you're a student. Your 3 free months start right away.
Learn, plan and save
We'll remind you a week before your free months end. Keep going, or don't; nothing is charged automatically.
What students use most.
Your first credit card
Learn utilization and interest before they cost you, and see your card's usage at a glance.
Student loans
What's actually happening with your loans, and what paying extra would do.
A first budget
Know where your paycheck goes, with a budget that paces your spending through the month.
An emergency cushion
How big it should be, and a goal that tracks it for you.
Investing basics
Index funds, compound growth and risk, in plain English, with a calculator to try it.
Ask anything
No question is too basic for Ask Notch.
Student offer details.
Who qualifies?
College and university students with a school email address ending in .edu. You'll confirm it by clicking a link we send to that address.
Do I need a credit card?
No. Your 3 free months start without one.
What happens after 3 months?
We email you a week before. If you'd like to keep going, choose a plan: Notch Lite ($12.99 a month or $99 a year) or Notch Pro ($24.99 a month or $199 a year). If you don't, nothing is charged, and your data stays safe.
Can I use the offer more than once?
It's one 3-month offer per student and per school email.
I signed up with a different email. Can I still get it?
Yes. Go to Settings → Membership in Notch, enter your .edu email, and click the link we send.
What about high school students?
Notch is for adults 18 and older right now. We're working on a way for younger students to learn with a parent.
I just graduated. Does my .edu still work?
If your school email still receives mail, yes. Congratulations, graduate!
Start your money journey the right way.
3 months free for college students. No card needed.