Two plans. Your partner in both.
Notch Lite runs your everyday money. Notch Pro adds rentals, lending and planning ahead. Every trial is 7 days of Pro, and there are no ads, ever.
Everything you need to run your money day to day.
- Budgets, Cash Flow, Recurring and Reports
- Accounts, net worth and your home
- Portfolio, holdings and dividends
- Plan basics: how long your money lasts
- Loan and card payoff help
- Ask Notch and AI tools, 50 answers a month
- Your partner included, with their own login
For building wealth: rentals, lending and planning ahead.
- Everything in Lite
- Rental properties and the deal analyzer
- Lending: hard money and private loans
- Plan in full: scenarios and life events
- Exports and the portfolio risk check
- 500 AI answers a month and priority support
What's in each plan.
Everything on the left comes with both plans. Pro adds the tools for rentals, lending and planning ahead.
| Lite | Pro | |
|---|---|---|
| Everyday money | ||
| Accounts, net worth and Cash Flow | ✓ | ✓ |
| Budgets, goals and Reports | ✓ | ✓ |
| Transactions, Recurring and subscriptions | ✓ | ✓ |
| Loan and card pages, plus which debt to pay first | ✓ | ✓ |
| Investing | ||
| Portfolio, holdings and live prices | ✓ | ✓ |
| Dividends | ✓ | ✓ |
| Market Watch | ✓ | ✓ |
| Portfolio risk check | — | ✓ |
| Real Estate | ||
| Your home: value, mortgage, pay extra | ✓ | ✓ |
| Rental properties: cash flow, cap rate, leases, refinance, sell vs. hold | — | ✓ |
| The deal analyzer | — | ✓ |
| Lending: hard money and private loans | — | ✓ |
| Planning and AI | ||
| Ask Notch and the AI tools | 50 answers / month | 500 answers / month |
| Plan: your numbers, how long your money lasts, the chart | ✓ | ✓ |
| Plan in full: scenarios side by side, life events, year by year | — | ✓ |
| Lessons, Key Terms and Calculators | ✓ | ✓ |
| Everything else | ||
| CSV and PDF exports | — | ✓ |
| Your partner, with their own login | ✓ | ✓ |
| No ads, never sells your data | ✓ | ✓ |
| Support | Priority | |
What you'd piece together without Notch.
Most households juggle a budgeting app, a spreadsheet for the house, an investment tracker and their bank's app. Here's how that compares.
| Notch | A budgeting app | A spreadsheet | Your bank's app | |
|---|---|---|---|---|
| Budgets and spending | ✓ | ✓ | Partly | Partly |
| Recurring bills and subscriptions | ✓ | ✓ | — | Partly |
| Investments with live prices | ✓ | Partly | — | Partly |
| Real Estate: equity, mortgages, rental cash flow | ✓ | — | Partly | — |
| Personal vs. investment property viewsPro | ✓ | — | — | — |
| Built for couples: two logins, fair splits | ✓ | Partly | — | — |
| A plan with what-if pathsPro | ✓ | — | Partly | — |
| Reports with CSV and PDF export | ✓ | Partly | Partly | — |
| Ask questions about your own numbers | ✓ | — | — | — |
| Plain-English lessons and calculators | ✓ | — | — | — |
| No ads, never sells your data | ✓ | Partly | ✓ | — |
| Your time each month | Minutes | Some | Hours | Scattered |
"Partly" means it's possible, but limited or manual. Every setup is a little different.
Everything you need. More with Pro.
Both plans get every new everyday feature as it ships, including credit score when it arrives. Features marked Pro come with Notch Pro.
Spending & review
Every charge sorted and color-coded. A quick OK keeps it accurate.
Budget & goals
A budget that knows fixed bills from everyday spending, with goals built in.
Recurring & bills
Bills and paydays on one calendar, plus what subscriptions really cost.
Built for two
Separate logins, fair splits, and full control over what you share.
Portfolio
Every holding, live prices, dividends and a plain-English risk check.
Real Estate
Your home's value and mortgage, and with Pro, every rental's cash flow and returns.
Plan
See how long your money lasts; with Pro, compare paths and add life events.
Reports
Spending habits and trends; export to a spreadsheet or PDF with Pro.
Ask Notch
Ask anything about your money and get answers with your real numbers.
Seven days, no surprises.
Here's exactly how your trial works.
Connect your accounts
Link banks, cards, investments and loans securely through Plaid, and add your home or rentals. Invite your partner if you'd like; it's free.
Try everything
Your trial is Notch Pro, so every feature is unlocked: review transactions, set a budget, check your portfolio, track a rental, build a plan.
We email you a heads-up
Three days before your trial ends, you get a reminder with the date and price, so nothing sneaks up on you.
Keep Pro, switch to Lite, or cancel
Do nothing and the plan you picked begins. Want the other one? Switch in Settings → Membership. Not for you? Cancel before day 7 and you won't be charged.
Your money is personal. We treat it that way.
Straight answers.
What's the difference between Lite and Pro?
Notch Lite covers your everyday money: budgets, spending, bills, accounts, net worth, investments with dividends, your home, debt payoff help, Plan basics and Ask Notch. Notch Pro adds the tools for building wealth: rental properties and the deal analyzer, lending (hard money and private loans), Plan in full with scenarios and life events, exports, the portfolio risk check and more AI answers.
Is AI included in Lite?
Yes. Ask Notch and the AI tools are in both plans. Lite includes 50 AI answers a month, which covers everyday use; Pro includes 500.
How does the free trial work?
Every trial is 7 days of Notch Pro, so every feature is unlocked. You add a card to start, we email you a reminder 3 days before the trial ends, and you can cancel anytime in Settings → Membership before then. If you cancel, you're never charged.
Is it really the same price for couples?
Yes, in both plans. One subscription covers two people in the same household. Each of you gets your own login, and you choose exactly what you share.
What's the difference between monthly and yearly?
Only the price. Notch Lite is $12.99 a month or $99 a year ($8.25 a month, about 36% off). Notch Pro is $24.99 a month or $199 a year ($16.58 a month, about 34% off). You get the same features either way.
Can I switch plans or cancel anytime?
Yes. Switch between Lite and Pro, or monthly and yearly, or cancel, from Settings → Membership. Changes are prorated, so you only pay for what you use. If you cancel, Notch keeps working until the end of the period you've paid for.
Is my money safe? Can Notch move it?
No, Notch can never move money. Bank connections are read-only, through Plaid, the same service used by thousands of financial apps. We never see your bank password.
Do you sell my data or show ads?
Never. You pay for Notch, so you're the customer, not the product. There are no ads and no credit card offers.
Which banks does Notch work with?
Notch connects through Plaid, which supports thousands of U.S. banks, credit cards, brokerages and lenders. You can also add accounts, properties and investments by hand.
Is there an iPhone or Android app?
Notch works today in any web browser on your computer, and you can add it to your phone's home screen. Native iPhone and Android apps are on the way.
Can I get my data out?
Anytime. Download your transactions as a spreadsheet, export reports as PDFs, or delete your account and data from Settings.
Does Notch give financial advice?
No. Notch is for organizing and understanding your money, with education built in. It isn't a bank, broker or financial advisor.
When is the credit score feature coming?
It's in the works. When it arrives, it'll be included in your plan at no extra cost.
Take your money up a notch.
Seven days of Notch Pro free. Your partner included, no ads, ever.