Features
Every feature. Two simple plans.
Notch does the busywork of money (sorting, tracking, matching, reminding) so you can focus on the decisions. Pick an area to explore.
Spending & budgeting
Every dollar, sorted, with a budget that keeps pace.
- Transactions with a quick review
- Budgets and goals
- Recurring bills and subscriptions
- Cash flow and reports
Investing
Your whole portfolio, in plain English.
- Every holding, live prices
- Dividends and a risk check
- You vs. the market
- Market watch, explained
Real Estate
Your home, your rentals, every loan.
- Personal and Investment views
- Mortgage breakdown and pay-extra
- Rental cash flow and cap rate
- Fill in from a loan document
For couples
Two logins, one plan, fair splits.
- Everyone, mine, ours and theirs
- Split 50/50, by income, or custom
- Choose what your partner sees
- Partner included free
Planning & learning
See where you're headed, and learn as you go.
- A plan with what-if paths
- Ask Notch about your money
- Calculators with your numbers
- Lessons and key terms
Security & privacy
Read-only, encrypted, never sold.
- Bank connections through Plaid
- No ads, no selling data
- Locked-down sign-in
- Download or delete anytime
What's included
Lite for everyday money. Pro for building wealth.
Notch Lite includes everyday money, investing, your home and AI. Notch Pro adds rentals, lending, Plan and exports. Compare plans.
Spending
- Transactions with To review
- Rename, recategorize, notes and tags
- Rules that sort new charges
- Budgets with a pace meter
- Goals with linked savings
- Recurring bills calendar
- Cash flow, month by month
- Reports with CSV and PDF export
Investing
- Portfolio vs. what you put in
- Holdings with real logos
- Live prices and real charts
- Dividend income estimate
- Risk check in plain English
- Market watch and your watchlist
- Crypto alongside stocks
- Credit score Coming soon
Real Estate & loans
- Personal and Investment views
- Equity and true cost of owning
- Principal, interest and escrow
- Pay-extra payoff slider
- Rental cash flow and cap rate
- Yearly profit and loss
- Fill in from a loan document
- Car, student and other loans
Couples
- Two logins, one price
- Everyone, mine, ours, theirs
- Split by 50/50, income or custom
- Split one charge with a slider
- What your partner can see
- Who spent what
Planning & learning
- A plan with what-if paths
- Life events on the chart
- 200 simulated markets
- Risk profile
- Ask Notch
- Loan, home and growth calculators
- Lessons and key terms
Everyday
- Web, plus iPhone and Android on the way
- Notifications you choose
- Hide balances in public
- Rename and hide accounts
- Download your data
- Read-only and encrypted
Everywhere
On the web. On your phone.
Use Notch in any browser on your computer, or add it to your phone's home screen. Native iPhone and Android apps are on the way.
